The Best Lines of Credit for Plumbing Companies

Funds readily available through a line of credit are essential for preparing and handling unexpected expenses.

Truly amortized product, where you only pay interest on money that is drawn from line.

Unsecured programs, no collateral needed, up to $250,000.Annual Interest Rates are Prime (8.5%) + 0% to 2%.

How much do you need to access?
*FREE to Apply & NO credit check
Approvals Up To
Terms as low as
WSJ PR + 0% -2%
Approvals as fast as
With access to affordable capital our plumbing clients can complete jobs and expand efficiently

Grow Your Business with a Line of Credit.

Funds that are Available When You Need Them Most.

plumbing projects often require large sums of money upfront or in advance which may not be possible without proper financing arrangements.

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A Quick and Easy Process from Start to Finish.

Finding the perfect line of credit facility is now easy! We work closely with you every step of the way to ensure everything goes smoothly.

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How Line of Credit Depot Works:

To qualify for a line of credit, your plumbing company should have demonstrated profitability on the most recent filed business tax return. This showcases your ability to afford payments after drawing funds from the line of credit. Even if your last tax return shows net losses, you may still be eligible. Certain expenses (non-taxables) on the return can be "added back" to the net profit amount, bringing your business to a qualifying requirement. Examples of expenses that may be added back in are certain interest paid on borrowed money and depreciation expense incurred by use of equipment or real estate owned by company's members other than owner/officer/partner who is requesting loan.

Truly amortized product, where you only pay interest on money that is drawn from line.
Unsecured programs, no collateral needed, up to $250,000.
Annual Interest Rates are Prime (8.5%) + 0% to 2%.
Monthly payments with interest only options
How much do you need to access?
*FREE to Apply & NO credit check
Recent Success Story
Plumbing Company secured Line of Credit in New Hampshire
John, the owner of a Plumbing Company in Concord, New Hampshire, experienced growth in his business but faced issues with cash flow due to seasonal fluctuations in demand. Busy summers were followed by low-revenue winters.

In February, when a large plumbing project came his way, John didn't have the necessary working capital to purchase materials. This resulted in him asking the client for a substantial deposit upfront.

John applied with Line of Credit Depot, where he was eligible for a $50k revolving credit line.

With this new financial backing, John was able to take on projects throughout the year without needing large deposits. He purchased quality pipes and fixtures and compensated his plumbers without any issues.

The plumbing project was finished within schedule and budget. The prompt payment from the general contractor allowed John to pay back his credit line.

With his credit line's flexibility, John is now planning to expand his business by hiring two more plumbers to cover the increasing demand.

We provide the Plumbing Companies industry with bank-level financing

Streamline the process by filling out a simple online application. Say goodbye to lengthy paperwork and complex forms.
Our team of financial experts is dedicated to understanding your unique needs. We'll work closely with you to define the perfect financing option tailored to your business requirements.
Receive a range of offers from our trusted network of lenders. Take your time to evaluate and compare the options available. Choose the one that aligns perfectly with your goals and vision.
Experience the joy of quick and efficient funding. Within just a few days, your business will have the financial boost it needs to thrive. It's that simple!

"See if you qualify before you apply. Answer a few questions about your business to get a pre-approval."

Matthew Elling
Small Business Financing Expert & Founder of Line of Credit Depot
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Running a plumbing business requires more than just being a great plumber. Access to financing when you need it is a must-have tool for every plumbing company. Lines of credit provide flexible cash flow without high fees or interest rates.

Plumbing operations are expensive to run between insurance, materials, payroll and more. Now is the time to explore financing options that support smooth cash flow for your business.

Whether you need emergency working capital or funds for marketing campaigns, a line of credit can be invaluable. With an active line of credit, you have access to capital on demand rather than scrambling for funds when under pressure.

Plumbing comes with unpredictable demands and ups and downs. It's vital to maintain steady cash flow as much as possible. When your company needs quick access to cash for working capital, a line of credit can be the ideal solution.

You can tap your credit line when you're between jobs but still have bills coming in. Need mobilization funds for a large commercial project? Draw from your line. Floating a series of jobs? Access capital from your pre-approved line of credit.

Lines of Credit

Revolving credit lines provide flexible access to capital when you need it. Draw funds to:

  • Finance large commercial plumbing projects
  • Cover payroll, rent, utilities and other operating expenses
  • Purchase materials and inventory for jobs
  • Bridge cash flow gaps between invoices and payments

SBA Loans

SBA-backed financing offers long repayment terms and large loan amounts. Take advantage of low rates and fees to:

  • Buy commercial real estate for your plumbing business
  • Purchase an existing plumbing company
  • Acquire a fleet of work vehicles
  • Renovate your office and warehouse
  • Expand your service area by opening new locations

Compare financing options from banks, credit unions, online lenders and the SBA. Look for low rates, flexible terms and amounts that fit your needs. With the right funding, you can upgrade capabilities, meet demand and propel your plumbing business to the next level.

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Looking to grow your plumbing company? There are many financing options to help expand operations, invest in major projects, upgrade equipment and more.

Financing provides access to capital so you can seize opportunities even when cash flow is tight. It allows you to take on bigger jobs, renovations and equipment purchases without large upfront costs holding you back.

Business Loans

Term loans offer a lump sum of financing that can be repaid over months or years. Use the capital to:

  • Purchase new work vehicles
  • Acquire a competitor's business
  • Renovate your office and warehouse
  • Invest in new plumbing technology
  • Market your services and attract new customers

With competitive bidding, you may defer upfront fees to win contracts. This can disrupt working capital until project payouts. A line of credit allows you to offer flexible terms and access capital when needed.

Whether your plumbing company handles residential, commercial or industrial projects, the need for readily available financing is universal.

When you book more jobs than your crews can promptly handle, a backlog develops. To complete drain cleanings, pipe repairs, new installations and more, you need ample resources. A revolving credit line allows you to supplement finances for labor, equipment and materials as needed.

Needing capital to grow is normal for thriving plumbing businesses. If you want to purchase new trenchers and pipe inspection equipment, leverage your business by utilizing an affordable line of credit.

Now is the ideal time to secure a business line of credit. Rates are low and funding is accessible from banks and alternative lenders. Expect rates as low as 4% APR.

See if your plumbing company pre-qualifies by completing a quick online application. Accessible financing provides stability and support to handle growing demand.